If in doubt, please contact us!
If you have been involved in any off the following incidences, and it was not your fault, then your entitlement to a claim for compensation is more likely.
If you were involved in a "road incident", which was not your fault, as either a driver or a passenger you will almost certainly be entitled to compensation as all drivers owe a duty of care to other road users
Even if you are injured as a passenger in a car driven by a friend or relative or someone you know, this should not deter you from claiming as any compensation claim will be paid by the Insurers and NOT by the driver personally.
It may also be possible to pursue a claim where the negligent motorist is either uninsured or cannot be traced (see Motor Insurers Bureau).
A whiplash injury is an injury to the neck caused when it is suddenly thrown backwards then forwards as may happen due to the sudden deceleration caused by impact in a motor vehicle accident. This action can damage the joints, ligaments, muscles, nerves discs and tendons in the neck.
Whiplash symptoms are typically noticed the next morning after an accident, and medical advice should be obtained as soon as possible.
Although the effects are not usually permanent a whiplash injury can produce neck pain headaches, dizziness, shoulder and lower back pain for some time after the accident and can be very unpleasant.
If you have suffered a neck injury as an innocent victim in the last three years you may be legally entitled to compensation for pain and suffering and other losses resulting from the accident.
Accidents at work are a major source of compensation claims in the UK.
Employers have a duty to ensure workplace safety for their employees both at Common Law and under safety regulations imposed by numerous statutes eg The Health and Safety At Work Act.
There are many types of industrial accidents such as :-
If you are injured in an accident at work and your employer has not taken the necessary preventive measures, you may be entitled to bring a claim for compensation due to negligence or Breach of Statutory or quite possibly both. Even if an accident is caused by a fellow worker, you can still bring a claim since employers are vicariously liable for negligent acts of their employees.
If it is felt that the accident was partly your fault your fault your claim may be reduced. This called Contributory Negligence and your compensation would be reduced in proportion to the extent to which you are held to be responsible.
Employers are required by law to carry Employers Liability Insurance to ensure that funds are available to compensate employees injured at work.
Whilst many accidents occur in the home, it is a fact that few of them are likely to result in a claim for compensation simply because such accidents will rarely be caused by a negligent third party other than a family member.
Although being injured by another family member does not mean that you are legally prevented from bringing a claim, you would need to be certain that your household insurance policy provided cover for one family member claiming against another.
In the unlikely event of you being injured by a visitor to your home, e.g. a builder or contractor working on your premises there could be a right to claim compensation. If an injury was caused by a private visitor then again you could claim although there could be a problem if that person did not have insurance against such claims.
One area where a successful claim for compensation could be made is injury caused by defects in goods or products supplied to you.
No Win No Fee Injuries resulting from trips, slips and falls are very common and arise in many situations.
Accidents may be caused by wet or slippery floors, worn floor coverings, obstructions etc. The owners/occupiers of premises have a duty to keep their premises in a safe condition and a claim may lie against them if they fail to do so.
Thousands of accidents occur each year as a result of falls from this source. Floors may be uneven, pitted, worn or in a poor state of repair. As above, owners/occupiers of premises must keep them in a safe condition.
However, many of these accidents occur in public areas, and in this case the responsibility normally lies with the Local Authority.
Many industrial accidents result from slips, trips or falls including falls from height. Causes can defective floor surfaces, obstructions, trailing cables, unsafe working practices. Employers have a duty both at Common Law and under Statute to maintain a safe working environment and may be liable to pay compensation to employees injured as a result of breach of this duty.